Real example report: worked calculation, not a quotation
BMW X3 2019
- Make
- BMW
- Model / derivative
- X3
- Year
- 2019
- Fuel
- Diesel
- Engine
- 2L
- CO2
- 144 g/km
Every example on this page uses the same standard scenario: 7,400 miles/year, 3-year ownership, finance purchase, so the figures are directly comparable across vehicles.
Total cost of ownership
Source dataCalculated as the report's annual ownership cost (£6407) x the 3-year ownership period. Not a figure printed in the source report.
Cost breakdown
Every category this report covers, largest first.
Quick answers
What does it cost to own a BMW X3 2019?
In this real 73 Auto example, total cost of ownership for this BMW X3 2019 is £534/month (£6,407/year), based on 7,400 miles/year over a 3-year finance ownership scenario.
What are the running costs of a BMW X3 2019?
Day-to-day running costs, including fuel / energy, service & mot and insurance and 5 other costs, total £4,097/year (£342/month) in this example, excluding depreciation and finance.
What is the road tax (VED) for a BMW X3 2019?
VED (road tax) for this BMW X3 2019 is £180/year in this example.
What is the depreciation on a BMW X3 2019?
Depreciation accounts for £1,690/year (26% of the total cost) for this BMW X3 2019 in this example.
What drives this cost
For this BMW X3 2019, Depreciation is the largest ownership-cost category, making up 26% of the annual total (£1,690/year of £6,407/year). The next-largest category is Fuel / Energy, at 17% of the total. Depreciation and finance together make up 36% of the annual cost, while day-to-day running costs (fuel/energy, insurance, servicing, maintenance, tax, tyres and roadside assistance combined) make up 65%. As a diesel vehicle, fuel costs are calculated from a fuel price of £1.45/litre at 45mpg, making up 17% of the total.
What this example is
This is a worked example for one specific vehicle under the stated assumptions, not a quotation or financial advice. A different registration, condition, location, driving pattern, insurance profile or finance agreement will produce a different result. See the methodology and data sources behind this figure.
For what these figures add up to and why, see what Total Cost of Ownership means and UK car running costs.
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