Real example report: worked calculation, not a quotation

Honda Civic 2009

Make
Honda
Model / derivative
Civic
Year
2009
Fuel
Petrol
Engine
1.8L
CO2
169 g/km

Every example on this page uses the same standard scenario: 7,400 miles/year, 3-year ownership, finance purchase, so the figures are directly comparable across vehicles.

Total cost of ownership

Source data
Per month£416/mo
Per year£4,992/yr
Cost per mile£0.67/mile
3-year total£14,976calculated, not a source figure

Calculated as the report's annual ownership cost (£4992) x the 3-year ownership period. Not a figure printed in the source report.

Cost breakdown

Every category this report covers, largest first.

Fuel / Energy£1,177/yr24%
Service & MOT£920/yr18%
Depreciation£659/yr13%
Maintenance & Repairs£626/yr13%
Insurance£570/yr11%
Finance / Leasing£281/yr6%
Urban Costs (CC / ULEZ / Parking)£240/yr5%
VED / Road Tax£235/yr5%
Roadside Assistance£149/yr3%
Tyres£135/yr3%

Quick answers

What does it cost to own a Honda Civic 2009?

In this real 73 Auto example, total cost of ownership for this Honda Civic 2009 is £416/month (£4,992/year), based on 7,400 miles/year over a 3-year finance ownership scenario.

What are the running costs of a Honda Civic 2009?

Day-to-day running costs, including fuel / energy, service & mot and maintenance & repairs and 5 other costs, total £4,052/year (£338/month) in this example, excluding depreciation and finance.

What is the road tax (VED) for a Honda Civic 2009?

VED (road tax) for this Honda Civic 2009 is £235/year in this example.

What is the depreciation on a Honda Civic 2009?

Depreciation accounts for £659/year (13% of the total cost) for this Honda Civic 2009 in this example.

What drives this cost

For this Honda Civic 2009, Fuel / Energy is the largest ownership-cost category, making up 24% of the annual total (£1,177/year of £4,992/year). The next-largest category is Service & MOT, at 18% of the total. Depreciation and finance together make up 19% of the annual cost, while day-to-day running costs (fuel/energy, insurance, servicing, maintenance, tax, tyres and roadside assistance combined) make up 82%. As a petrol vehicle, fuel costs are calculated from a fuel price of £1.40/litre at 40mpg, making up 24% of the total.

What this example is

This is a worked example for one specific vehicle under the stated assumptions, not a quotation or financial advice. A different registration, condition, location, driving pattern, insurance profile or finance agreement will produce a different result. See the methodology and data sources behind this figure.

For what these figures add up to and why, see what Total Cost of Ownership means and UK car running costs.

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£5,940/year · £0.80/mile

£17,820 calculated 3-year total

Depreciation£1,435/yr24%
Fuel / Energy£1,345/yr23%
Service & MOT£769/yr13%
Insurance£710/yr12%
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£9,650/year · £1.30/mile

£28,950 calculated 3-year total

Depreciation£3,106/yr32%
Finance / Leasing£1,773/yr18%
Insurance£1,610/yr17%
Fuel / Energy£1,570/yr16%
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£482/month

£5,787/year · £0.78/mile

£17,361 calculated 3-year total

Fuel / Energy£1,345/yr23%
Service & MOT£1,288/yr22%
Depreciation£773/yr13%
Maintenance & Repairs£765/yr13%
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