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Vehicle crime by area

Car crime in Ceredigion

Ceredigion (Welsh unitary authority) averaged 65 police-recorded vehicle offences a year in 2024/25 and 2025/26, against 37,530 privately kept licensed cars: a rate of 1.7 per 1,000 cars, 0.14× the England and Wales rate of 12.1. It ranks 314 of 316 local authorities (1 is highest).

Check what a specific car really costs to own

Data to 2026-03-31 · Page updated 2026-09-28 · Publisher: 73 Auto

Offences per 1,000 cars
1.7
65 offences a year, 2024/25 and 2025/26
vs England & Wales
0.14×
national rate 12.1
Rank
314 of 316
22 of 22 welsh unitary authorities

How Ceredigion compares

Official data. Ceredigion's rate is 78% below the median local authority (7.8), which puts it in the lowest tenth of the 316 areas.

Among the 22 welsh unitary authorities, it is 64% below the middle one (4.8) and ranks 22: the lowest of its type.

Ceredigion vehicle crime rate compared with national and same-type figures
ComparisonPer 1,000 carsCeredigion vs it
Ceredigion1.7—
England and Wales (all offences ÷ all cars)12.10.14×
Median of 316 areas7.80.22×
All welsh unitary authorities pooled7.00.25×
Median of welsh unitary authorities4.80.36×

Areas ranked either side

Local authorities ranked immediately above and below Ceredigion
RankAreaTypePer 1,000 cars
311Isle of AngleseyWelsh unitary authority1.9
312Torridgeshire district1.8
313North Devonshire district1.8
314CeredigionWelsh unitary authority1.7
315Broadlandshire district1.3
316North Norfolkshire district1.3

How the 73 Auto insurance estimate treats Ceredigion

73 Auto estimate, not a quote. Ceredigion's vehicle-crime index is 0.14 (its rate ÷ the national rate). The model floors the index at 0.5, so it treats Ceredigion like any other area at half the national rate or less. The collision part of the premium is multiplied by 0.52 (index^0.94) and the theft part by 0.50 (index^1).

Against the UK-average area (index 0.92), that makes the estimate for the reference driver (age 48, clean record, group 20 car) about 38% lower. The estimate uses your postcode district's index, listed below, not the authority figure directly. The area weighting was fitted to 7 published area premiums (leave-one-out error 13% against 19% with no area effect). See how 73 Auto estimates insurance.

Postcode districts mapped to Ceredigion

Districts where most privately kept cars are in Ceredigion. A district's index is the car-weighted average of the authorities it covers, so the 3 that cross into a neighbouring authority differ from Ceredigion's 0.14. The last column is the 73 Auto estimate relativity for the reference driver.

Postcode districts whose cars are mostly in Ceredigion, with their vehicle-crime index
DistrictCarsIndexEstimate vs UK-average area
SA437,2960.150.62×
SA447,4510.170.62×
SA459110.140.62×
SA461,4340.140.62×
SA477460.140.62×
SA484,8450.150.62×
SY2311,9810.140.62×
SY242,2880.140.62×
SY252,5380.140.62×

Limitations

Police-recorded crime only: unreported offences are missing, and recording practice varies between forces.

The rate is per car registered to a keeper in Ceredigion, not per car on its streets. Where many commuters or visitors park, offences against their cars count here while the cars count elsewhere, which pushes the rate up.

Offences a police force did not assign to an area are shared across its areas by car numbers. Scotland and Northern Ireland are not covered.

Estimate insurance for a car kept in Ceredigion

Enter a UK registration, then add your postcode to see how your district's vehicle-crime index moves that car's insurance estimate. Your first check is free and shows the vehicle summary and its headline ownership cost. The category-by-category breakdown is part of a paid check.

UK number plate or 17-character VIN

Where these figures come from

Figures labelled as 73 Auto estimates are our own analysis of these sources, set out in the methodology and data sources. To report a factual error, see corrections.