73 AUTO

Vehicle crime by area

Car crime in Oldham

Oldham (metropolitan district) averaged 1,622 police-recorded vehicle offences a year in 2024/25 and 2025/26, against 95,794 privately kept licensed cars: a rate of 16.9 per 1,000 cars, 1.40× the England and Wales rate of 12.1. It ranks 58 of 316 local authorities (1 is highest).

Check what a specific car really costs to own

Data to 2026-03-31 · Page updated 2026-09-28 · Publisher: 73 Auto

Offences per 1,000 cars
16.9
1,622 offences a year, 2024/25 and 2025/26
vs England & Wales
1.40×
national rate 12.1
Rank
58 of 316
13 of 36 metropolitan districts

How Oldham compares

Official data. Oldham's rate is 117% above the median local authority (7.8), which puts it in the highest quarter of the 316 areas.

Among the 36 metropolitan districts, it is 20% above the middle one (14.1) and ranks 13: in the middle half of its type. Big-city authorities start from a higher base, so this comparison is fairer than the national one.

Oldham vehicle crime rate compared with national and same-type figures
ComparisonPer 1,000 carsOldham vs it
Oldham16.9—
England and Wales (all offences ÷ all cars)12.11.40×
Median of 316 areas7.82.17×
All metropolitan districts pooled16.71.02×
Median of metropolitan districts14.11.20×

Areas ranked either side

Local authorities ranked immediately above and below Oldham
RankAreaTypePer 1,000 cars
55Blackpoolunitary authority17.2
56Hyndburnshire district17.0
57Basildonshire district16.9
58Oldhammetropolitan district16.9
59Oxfordshire district16.8
60Salfordmetropolitan district16.8
61Liverpoolmetropolitan district16.8

How the 73 Auto insurance estimate treats Oldham

73 Auto estimate, not a quote. Oldham's vehicle-crime index is 1.40 (its rate ÷ the national rate). That is inside the range the model uses unchanged. The collision part of the premium is multiplied by 1.38 (index^0.94) and the theft part by 1.40 (index^1).

Against the UK-average area (index 0.92), that makes the estimate for the reference driver (age 48, clean record, group 20 car) about 39% higher. The estimate uses your postcode district's index, listed below, not the authority figure directly. The area weighting was fitted to 7 published area premiums (leave-one-out error 13% against 19% with no area effect). See how 73 Auto estimates insurance.

Postcode districts mapped to Oldham

Districts where most privately kept cars are in Oldham. A district's index is the car-weighted average of the authorities it covers; all of these lie within Oldham, so they share its index. The last column is the 73 Auto estimate relativity for the reference driver.

Postcode districts whose cars are mostly in Oldham, with their vehicle-crime index
DistrictCarsIndexEstimate vs UK-average area
M358,5061.401.39×
OL18,3371.401.39×
OL219,2911.401.39×
OL38,6191.401.39×
OL418,9471.401.39×
OL814,5251.401.39×
OL916,8371.401.39×

Limitations

Police-recorded crime only: unreported offences are missing, and recording practice varies between forces.

The rate is per car registered to a keeper in Oldham, not per car on its streets. Where many commuters or visitors park, offences against their cars count here while the cars count elsewhere, which pushes the rate up.

Offences a police force did not assign to an area are shared across its areas by car numbers. Scotland and Northern Ireland are not covered.

Estimate insurance for a car kept in Oldham

Enter a UK registration, then add your postcode to see how your district's vehicle-crime index moves that car's insurance estimate. Your first check is free and shows the vehicle summary and its headline ownership cost. The category-by-category breakdown is part of a paid check.

UK number plate or 17-character VIN

Where these figures come from

Figures labelled as 73 Auto estimates are our own analysis of these sources, set out in the methodology and data sources. To report a factual error, see corrections.