Vehicle crime by area
Car crime in Wirral
Wirral (metropolitan district) averaged 752 police-recorded vehicle offences a year in 2024/25 and 2025/26, against 149,636 privately kept licensed cars: a rate of 5.0 per 1,000 cars, 0.42× the England and Wales rate of 12.1. It ranks 241 of 316 local authorities (1 is highest).
Data to 2026-03-31 · Page updated 2026-09-28 · Publisher: 73 Auto
- Offences per 1,000 cars
- 5.0
- 752 offences a year, 2024/25 and 2025/26
- vs England & Wales
- 0.42×
- national rate 12.1
- Rank
- 241 of 316
- 36 of 36 metropolitan districts
How Wirral compares
Official data. Wirral's rate is 36% below the median local authority (7.8), which puts it in the lowest quarter of the 316 areas.
Among the 36 metropolitan districts, it is 64% below the middle one (14.1) and ranks 36: the lowest of its type. Big-city authorities start from a higher base, so this comparison is fairer than the national one.
| Comparison | Per 1,000 cars | Wirral vs it |
|---|---|---|
| Wirral | 5.0 | — |
| England and Wales (all offences ÷ all cars) | 12.1 | 0.42× |
| Median of 316 areas | 7.8 | 0.64× |
| All metropolitan districts pooled | 16.7 | 0.30× |
| Median of metropolitan districts | 14.1 | 0.36× |
Areas ranked either side
| Rank | Area | Type | Per 1,000 cars |
|---|---|---|---|
| 238 | Dorset | unitary authority | 5.1 |
| 239 | Amber Valley | shire district | 5.1 |
| 240 | Medway | unitary authority | 5.0 |
| 241 | Wirral | metropolitan district | 5.0 |
| 242 | West Oxfordshire | shire district | 5.0 |
| 243 | Wrexham | Welsh unitary authority | 5.0 |
| 244 | Surrey Heath | shire district | 4.9 |
How the 73 Auto insurance estimate treats Wirral
73 Auto estimate, not a quote. Wirral's vehicle-crime index is 0.42 (its rate ÷ the national rate). The model floors the index at 0.5, so it treats Wirral like any other area at half the national rate or less. The collision part of the premium is multiplied by 0.52 (index^0.94) and the theft part by 0.50 (index^1).
Against the UK-average area (index 0.92), that makes the estimate for the reference driver (age 48, clean record, group 20 car) about 38% lower. The estimate uses your postcode district's index, listed below, not the authority figure directly. The area weighting was fitted to 7 published area premiums (leave-one-out error 13% against 19% with no area effect). See how 73 Auto estimates insurance.
Postcode districts mapped to Wirral
Districts where most privately kept cars are in Wirral. A district's index is the car-weighted average of the authorities it covers; all of these lie within Wirral, so they share its index. The last column is the 73 Auto estimate relativity for the reference driver.
| District | Cars | Index | Estimate vs UK-average area |
|---|---|---|---|
| CH41 | 6,494 | 0.42 | 0.62× |
| CH42 | 12,022 | 0.42 | 0.62× |
| CH43 | 17,376 | 0.42 | 0.62× |
| CH44 | 10,569 | 0.42 | 0.62× |
| CH45 | 13,869 | 0.42 | 0.62× |
| CH46 | 11,916 | 0.42 | 0.62× |
| CH47 | 5,599 | 0.42 | 0.62× |
| CH48 | 8,626 | 0.42 | 0.62× |
| CH49 | 14,670 | 0.42 | 0.62× |
| CH60 | 8,361 | 0.42 | 0.62× |
| CH61 | 9,416 | 0.42 | 0.62× |
| CH62 | 14,873 | 0.42 | 0.62× |
| CH63 | 15,700 | 0.42 | 0.62× |
Limitations
Police-recorded crime only: unreported offences are missing, and recording practice varies between forces.
The rate is per car registered to a keeper in Wirral, not per car on its streets. Where many commuters or visitors park, offences against their cars count here while the cars count elsewhere, which pushes the rate up.
Offences a police force did not assign to an area are shared across its areas by car numbers. Scotland and Northern Ireland are not covered.
Estimate insurance for a car kept in Wirral
Enter a UK registration, then add your postcode to see how your district's vehicle-crime index moves that car's insurance estimate. Your first check is free and shows the vehicle summary and its headline ownership cost. The category-by-category breakdown is part of a paid check.
UK number plate or 17-character VIN
Where these figures come from
- Official data: Police recorded crime by Community Safety Partnership, year ending March 2025 and March 2026 — Home Office. Open Government Licence v3.0.
- Official data: Licensed vehicles by small area (VEH0125), privately kept cars, 2026 Q2 — Department for Transport. Open Government Licence v3.0.
- Official data: Postcode to LSOA to local authority lookup (August 2026) — Office for National Statistics (Open Geography Portal). Open Government Licence v3.0; contains OS data (c) Crown copyright and database right; contains Royal Mail data (c) Royal Mail copyright and database right; contains National Statistics data (c) Crown copyright and database right.
- 73 Auto analysis: area index and insurance relativities from the Insurance V2 model (insurance-v2.0) — 73 Auto. Our own calculation from the sources above.
Figures labelled as 73 Auto estimates are our own analysis of these sources, set out in the methodology and data sources. To report a factual error, see corrections.